We make the mortgage process quick and easy.-min

If you have mortgage related questions, we have the answers. Ask away and one of our experienced lending professionals will be happy to help you out.

 Welcome to BUYorREFI Financial,

Where mortgages are done quick and easy.  Our mortgage professionals are the leading Mortgage Brokers in The Sun Cities, Peoria, Surprise, Glendale and Metropolitan Phoenix Arizona communities. We will provide you with an exceptional value on your new home loan.

You can rely on us as your mortgage advisor for your 45th home or first home.  We have helped over 3,000 families in our 21 years of service.  Whether you are looking at a reverse mortgage or a standard 30 year fixed you can expect a seamless transaction. We are here to educate you on the unique programs for your individual situation. 

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Reverse Mortgage Assistance

A Reverse Mortgage is a federally regulated program for homeowners, aged 62 and older. It allows the equity in your home to pay you rather than you paying for the home. The BUYorREFI Financial Team will help you find the right financing solutions to meet your needs.


Give us a call or simply fill out any of the forms on our website and one of our experienced mortgage lenders will be in touch right away!

Today's Rates &
Low Costs

Mortgage Rates can change on a daily basis. Due to these fluctuations timing is everything. Our team specializes in understanding market trends. We help homeowners determine the right time to purchase or to refinance.


Call us or fill out any of the 30 second forms on our website to connect with one of our experienced VA mortgage specialist today!

The Concierge Service

We can help you lower your interest rate, lower your monthly payment, or take cash out. The BUYorREFI Financial team is here to help you with all of your mortgage refinancing needs.


Simply fill out any of the forms on our website or give us a call so we can show you the best refinancing options for your unique scenario.

What are you waiting for? Getting started is easy. We offer very competitive rates, have great service, and always close on time.

We Offer Several Different Loan Programs To Meet Your Needs.

A smart buyer is an informed buyer.
Take the time to learn more about the types of loans we provide by selecting one of the links on the right.

Reverse Mortgage

When it comes to Reverse Mortgages, Education is the key. Our pledge to you, is to complete the education process, so you are able to make an informed decision. Prospective clients are encouraged to invite family members to be a part of the discussion during this education process.

Conventional Loans

Great rates and buyer flexibility make conventional loans the most popular mortgages on the market today. Find out how you can qualify today!

FHA Loans

FHA loans are a popular choice among first time homebuyers given their low down payment requirements and ease of qualification. Learn more about how you can qualify for an FHA loan.

VA Loans

Veterans, active military, and their families can take advantage of a VA loan to purchase a home with no money down, great interest rates, and no private mortgage insurance. Learn more today!

Jumbo Home Loans

Jumbo loans can be the perfect option if you are looking for a home loan that exceeds the limits placed on government backed options such as FHA loans. Learn more about our Jumbo loan options.

Home Purchase Loans

Whether you are interested in a Conventional Loan, FHA Loan, VA loan or other similar financing option, our team of experts will help you find the solution that works best for your needs.

Home Refinance Loans

Learn more about how refinancing your mortgage can help you save money over the life of your loan by lowering your interest rate or reducing loan terms.

What people are saying about Rhett and his team!

Larry O.

Excellent mortgage professionals. They know their business. No nonsense documentation requirements, no nonsense underwriting requirements, very fast processing time, professional courteous staff, easy closing. Highly recommend Buy or Refi.

Matthew S.

This was our third purchase or refi with Rhett. His team is absolutely the best, always ahead of things, always communicative and always professional. I have recommend the BUYorREFI team to all of my family and friends because of these attributes. Myself and my family will continue to use Rhett and his team again in the future, thank you so much for all of the hard work BUYorREFI team!!!

Ryan H.

Right around the time I was looking to refi, I saw a recommendation for Rhett and his team at BorR. I decided to reach out to them to put together a loan for me to compare to a couple of the big lenders that I had already reached out to. Rhett and his team was able to match the rate I had been offered at a much cheaper cost of the loan. Rhett took the time to go over everything with me and answer all my questions. The loan process went very smoothly. I would highly recommend them to anyone looking to refi or purchase.

Get In Contact With BUYorREFI Financial By Phone or Email.


BUYorREFI Financial (NMLS 1838307)
Rhett Laufenburger NMLS# 221295

Contact Us

BUYorREFI Financial
6532 W Leiber Pl
Glendale, AZ 85310

(480) 225-6699

SAT-SUN By Appointment only

BUYorREFI Financial 6532 W Leiber Pl Glendale, AZ 85310 (NMLS # 1838307). 480-225-6699. Copyright © 2024 BUYorREFI Financial. All Rights Reserved. This is not an offer to enter into an agreement. Not all customers will qualify. Information, rates, and programs are subject to change without prior notice. Not all products are available in all states or for all loan amounts. Other restrictions and limitations apply. BUYorREFI Financial is an independent mortgage broker and is not affiliated with the Department of Housing and Urban Development or the Federal Housing Administration. MB-1000724